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Our Mission



Our mission at CM Legacy Insurance is to provide honest, reliable insurance guidance and personalized coverage solutions for families and businesses. We believe insurance should feel personal, not complicated, and we’re here to guide you with clarity, care, and a commitment to protecting your future. 



Its our aim to stay committed to building lasting relationships through transparency, integrity, and service you can trust—helping protect what matters most at every stage of life.

Why Clients Choose CM Legacy Insurance?

As an independent agency, we are not limited to one provider. This allows us to shop across a network of reputable carriers to find the best fit for your needs and budget.

We take the time to explain your policies in clear, simple terms. Our goal is to ensure you feel confident in your coverage and fully understand what you’re paying for.

By evaluating multiple quotes, we help you secure strong coverage at a competitive rate. We also review your policies over time to make sure you continue getting the best value.

Whether you’re protecting your home, vehicle, or business, we offer tailored solutions for every stage of life. Our team helps you bundle policies when possible to maximize savings and convenience.

We prioritize building lasting relationships, not just completing transactions. You can count on us for ongoing support, policy reviews, and assistance whenever your needs change.

We are proud to provide service in both English and Spanish. This ensures more families and business owners can access clear guidance and reliable insurance support.

Cheryl Muniz

Agent Of Principal - CM Legacy Insurance

Experience

  • Cheryl Muniz is the agent of principal for CM Legacy Insurance and has been serving clients in the insurance industry for over 15 years. Throughout her career, she has helped hundreds of thousands of individuals and families find affordable and reliable insurance coverage tailored to their needs.

Industry Recognition

  • Recognized as a top agent for homeowners insurance in Florida, Cheryl brings extensive knowledge and expertise in navigating the unique and evolving insurance landscape of the state.

Commitment to Clients

  • Fully licensed in the state of Florida, Cheryl remains committed to providing honest guidance and comprehensive insurance solutions to help clients protect what matters most.